Understanding Your 2026 Maintenance Adjustment

Effective February 1, 2026

The Increase at a Glance

The Board has approved a maintenance adjustment effective February 1, 2026. Below is a complete breakdown of the new fee structure.

Fee Category New Rate Notes
General Maintenance +9.64% Added to what you pay now
Air Conditioner (1st unit) $250/year Per apartment
Air Conditioner (2nd+ units) $200/year Each additional AC
Cable TV $95/month If subscribed
Storage (1st bin) $35/month Per apartment
Storage (2nd+ bins) $45/month Each additional bin
Bike Storage $10/month Per bike
Garage Parking $140/month Per space

How the Board Reduced the Maintenance Increase

Based on projected 2026 expenses, the building initially faced a 14.80% maintenance increase to achieve a balanced budget. The Board worked to reduce this burden on shareholders.

14.80%
Original Proposed Increase
9.64%
Final Approved Increase
5.16%
Reduction Achieved
Board's Approach: Rather than placing the full burden on maintenance, the Board decided to spread increases more equitably across amenities that have not seen adjustments in a long time—including air conditioner fees, storage, bike storage, and garage parking. This balanced approach reduced the general maintenance increase from 14.80% down to 9.64%.

Key expense drivers for 2026:

Historical Context: Maintenance vs. Inflation

The Challenge: After increases in 2005-2006, Southridge 4 kept maintenance fees flat for 14 years (2006-2020)—but building costs never stopped rising. This created a growing gap between what we collected and what it cost to operate, a gap we're now working to close.

The chart below shows how we've had to catch up since 2020, compared against NYC Metro Area inflation (CPI data from Bureau of Labor Statistics):

Inflation data source: Bureau of Labor Statistics, NYC Metro Area CPI

14 years
Without increases (2006-2020)
24.6%
Total Inflation (2020-2025)
43.3%
Total Maintenance Increase (2020-2026)
Key Insight: The maintenance increases since 2020 are not just keeping pace with current inflation—they're also catching up on 14 years without increases (2006-2020). While residents benefited from years of stable fees, building costs (insurance, utilities, labor, taxes) never stopped rising. The Board is now working to close that gap through responsible budgeting while maintaining our reserves and avoiding special assessments.

Why Costs Are Rising

This increase is driven by costs outside our control that are affecting all NYC co-ops and condos. Four major cost categories have seen significant increases:

🛡️ Insurance Crisis

NYC co-op and condo buildings are facing a severe insurance crisis. Premiums have skyrocketed across the city.

100-350%
Premium increase since 2020
2x
Brooklyn 50+ unit premiums

Sources: Habitat Magazine, CNYC Testimony (2025)

Driving factors:

  • New York's Scaffold Law (a state law that makes building owners fully liable for any construction-related injuries, even if they're not at fault)
  • Increased climate-related risk assessments
  • Rising construction and repair costs
  • Fewer insurers willing to cover NYC buildings

Utility Costs

Water, electricity, and heating costs keep rising year after year.

+274%
Water/sewer since 2000
+167%
Heating oil since 2000

Source: NYC Rent Guidelines Board Price Index of Operating Costs (2025)

Con Edison 2026-2028 Rate Increases (Gothamist, PSC):
Electric: +3.5% (2026), +3.2% (2027), +3.1% (2028)
Gas: +4.4% (2026), +5.7% (2027), +5.6% (2028)

🏛️ Property Taxes

NYC groups buildings into tax classes. Co-ops like ours are in Class 2, which has higher tax rates than single-family homes. Property taxes continue to be a major expense.

+207%
NYC tax levy since 2000
$9,578
Average per co-op unit

Source: NYC RGB Price Index (2025)

Southridge 4 Property Taxes Paid

Year Property Taxes Paid
2022 $XXXXX
2023 $XXXXX
2024 $XXXXX
2025 $XXXXX
2026 $XXXXX

Class 2 tax rates (the category for co-ops) remain at 15-year highs, with no relief expected from state lawmakers.

👷 Labor Costs

Building staff wages and benefits continue to rise, driven by union contracts and labor market conditions.

Source: NYC RGB Price Index (2025)

Southridge 4 Labor Costs

Year Labor Costs
2022 $XXXXX
2023 $XXXXX
2024 $XXXXX
2025 $XXXXX
2026 $XXXXX
32BJ Union Contract: 32BJ is the union representing building service workers like doormen and porters. Their latest contract includes a 12.6% wage increase over 4 years, plus 100% employer-paid healthcare benefits.

NYC-Wide Validation

Southridge 4 is not alone—these cost pressures are affecting buildings across New York City.

The Bottom Line: Southridge 4's increases track broader market conditions—they reflect costs outside our control, not mismanagement. The Board has managed these challenges carefully.

What the Data Shows

Independent government agencies, industry organizations, and news outlets all document the same reality: operating costs for NYC co-ops are rising sharply.

📊 NYC Rent Guidelines Board (2025)

The Rent Guidelines Board is the city agency that tracks building operating costs. Their official Price Index of Operating Costs (PIOC) documents consistent increases across all categories:

Cost Category Annual Change
Insurance +18.7%
Fuel +10.3%
Utilities +8.2%
Administrative Costs +5.1%
Maintenance +4.3%
Real Estate Taxes +3.9%
Labor Costs +3.7%

Source: NYC RGB Price Index of Operating Costs (2025)

Looking Ahead: The RGB projects operating costs will increase another 4.8% next year, with insurance costs projected to rise an additional 17.7%.

🏛️ Council of New York Cooperatives (CNYC) Testimony to NY State Senate (2025)

CNYC is an advocacy group representing co-ops across the city. They submitted testimony documenting the insurance crisis:

"Cooperatives and condominiums have self-reported annual premium increases ranging from 15% to over 300%, an excessive number of non-renewals, and reduced coverage."
— CNYC Testimony to NY Senate
Read full testimony (PDF)

📈 Real Estate Board of New York (REBNY) Analysis (2025)

REBNY is the trade association for NYC real estate. Their testimony to the Rent Guidelines Board confirms:

-10%
Net Operating Income decline (pre-1974 buildings)
+229%
Insurance increase for buildings under 11 units
REBNY Finding: "The latest TC 201 data confirms that rising costs in insurance, fuel, and utilities are the primary drivers of overall expense growth... expenses increased 10.8% between 2023 and 2024."
REBNY Testimony (April 2025)

Utility Rate Approvals

Government agencies have approved continued rate increases:

Sources: NY PSC Rate Decision, NYC Water Board

The Bottom Line: These aren't projections or opinions—they're real numbers from government agencies and industry groups. The cost pressures facing Southridge 4 are measurable and affecting co-ops across New York City.

Building Infrastructure Investments

Southridge 4 continues to invest in critical infrastructure to maintain building safety, functionality, and long-term value. These projects represent significant capital expenditures that benefit all shareholders.

🪟 Windows Replacement

Completed using reserve funds to improve energy efficiency and building envelope integrity.

Investment: Approximately $700,000 from reserve funds

💳 Interest Loan

Ongoing carrying cost for building improvements and capital projects.

$136,000
Annual carrying cost

🛗 Elevator Costs

Elevator maintenance, modernization, and repair expenses.

$XXXXX
Elevator expenses

🏗️ Facade Inspection & Safety Program (FISP)

NYC-mandated facade inspections and required repairs to ensure building safety compliance.

$XXXXX
FISP costs

🔧 Plumbing

Yearly maintenance to keep building plumbing systems operational.

Current Status: Last pump being replaced as part of ongoing maintenance program.

🚧 Fence Extension

Security improvement project to extend fencing between buildings for enhanced resident safety.

Why These Investments Matter: Proactive infrastructure maintenance protects property values, prevents costly emergency repairs, and ensures Southridge 4 remains a safe and desirable place to live.

What's Ahead

Looking forward, several factors will continue to impact building costs:

Local Law 97 Compliance

Local Law 97 is NYC's climate law requiring buildings to reduce energy use and emissions. If we don't meet the limits, we face fines. Requirements get stricter in 2030, which may require investments in energy efficiency upgrades.

Continued Utility Increases

Con Edison's approved rate increases extend through 2028. Water and sewer rates are reviewed annually by NYC, with consistent upward pressure expected.

Insurance Market Uncertainty

The insurance crisis isn't improving. The Board continues to work with brokers to find the best coverage at competitive rates.

Board Commitment: We're committed to careful budgeting, transparent communication, and maintaining the quality of life that makes Southridge 4 a great place to live.

Frequently Asked Questions

Why can't the Board cut costs instead of raising maintenance?

The Board continuously reviews expenses and looks for efficiencies. However, the major cost drivers—insurance, utilities, taxes, and labor—are largely outside our control. Cutting essential services would negatively impact building quality and property values.

How does our increase compare to other buildings?

Our 9.64% increase is in line with what similar NYC co-ops are experiencing. Many buildings have seen double-digit increases for multiple consecutive years due to the same market pressures.

What is the Board doing to control future increases?

The Board is actively exploring energy efficiency improvements, negotiating competitive contracts, maintaining strong reserves to avoid special assessments, and monitoring market conditions to make timely decisions.

When will the new rates take effect?

The new maintenance rates take effect February 1, 2026. Your February maintenance bill will reflect the adjusted amount.

Who can I contact with additional questions?

Please contact the management office or reach out to any Board member. We're committed to transparency and welcome your questions.

Data Sources